JCrater Team MORTGAGE APPLICATION CHECKLIST
Copies of the following documents are necessary for loan application, interest rate locks, and underwriting approval:
At your earliest convenience, please send the above listed documents to me so I may expedite your loan approval.
You can send to my team 3 ways:
1. Scan & Email to Joshua.Crater@WatermarkHomeLoans.com - Our Email Servers are Encrypted, Safe & Secure, Preferred & Most Efficient if you have a good scanner at home or work
2. Fax to Us at 949-613-5644 - Safe & Secure PDF fax comes straight to me
3. Make Copies and Snail Mail to
Attn: Joshua Crater’s Group - 8281 Delfino Cir Huntington Beach, CA 92646
Also, during the loan process, please:
-Continue to make your current mortgage payment on time until the new loan funds
-Do not apply for any new credit cards, auto loans, or any type of new credit until after we close
-Do not make any non-standard deposits over $500 or move money between accounts
-Do not start any home improvement projects
-Understand the appraisal fee, and any other inspection fees, are non-refundable
For questions please email Joshua.Crater@WatermarkHomeLoans.com or call 949-278-0766
Thank you and we look forward to working with you!