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More than just your Lender.
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Get up-to-date Rates and More.
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The Perfect Home Is Waiting for you.
Rates As Low As
3.98% APR*
Personalized Quote in a few minutes!
$0 Closing Cost Options Available
Purchase, Refinance or Cash Out
Welcome to Joshua Crater's Home Loan Team website.
We are proud to be working with the Watermark Home Loans family since 2007. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to tailor a loan that is exclusively for you.
We are dedicated to making lending easy for you and are happy to assist with any questions
you have regarding your home loan process.
Please call/text me direct at 949-278-0766 with any questions.
Joshua C. Crater
Mortgage Banker, CMP, CMPS
Watermark Home Loans
Direct Office: (949) 576-2131
Cell/Text: (949) 278-0766
Secure Fax: (949) 613-5644
Email: JoshuaCrater@BestHomeLoanRates.com
NMLS: #218312 | Company NMLS #1838
Our Office Address:
Watermark Home Loans
Attn: Joshua Crater Team
100 Spectrum Center Dr Ste 150 Irvine, CA 92618
“Choose a good reputation over great riches; being held in high esteem is better than silver or gold.”
Proverbs 22:1
What our Clients say ?
Lori B. – Los Angeles, CA
Josh Crater is by far the best loan officer I've ever used (and I've used many). When I was first introduced to Watermark and Josh I was impressed by his willingness, drive and determination to do whatever it takes to get the job done. For example, Josh spent endless hours on the phone with creditors to cure certain credit mishaps on my report to be sure I got the best rate possible. On my second loan, Josh worked through the Thanksgiving holiday to make sure I got the best rate possible and close it prior to my tight deadline. He is a consummate professional; a team player and always kind and patient (even when I wasn't). Josh goes above and beyond to make sure you get the best loan possible. If you choose Josh you won't be disappointed! I HIGHLY recommend Josh and Watermark!!!
If there were 6 stars, he'd get all 6!!!
NMLS: #218312 | Company NMLS #1838
Disclaimer
Terms, conditions & restrictions apply. Subject to underwriting approval. Application required; not all applicants will be approved. Property insurance and other documentation may be required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Fees and charges may apply, and may vary by product and state. Taxes & insurance extra. Appraisal and other fees paid outside of closing (POC) are non-refundable. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details.
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